What does HMO stand for?

What does HMO stand for?

• A. Health Maintenance Organization
• B. Health Management Organization
• C. Hospital Management Organization
• D. Health Medical Organization

Answer: (A)

HMO stands for Health Maintenance Organization. This model emphasizes prepaid, preventive care within a network of providers, with a primary care physician acting as the gatekeeper who coordinates care and referrals to specialists. Members typically pay lower premiums and out-of-pocket costs, but must use in-network doctors and usually need referrals for specialists, except in emergencies. The other terms aren’t standard in health insurance terminology.

HMO stands for Health Maintenance Organization. This model emphasizes prepaid, preventive care within a network of providers, with a primary care physician acting as the gatekeeper who coordinates care and referrals to specialists. Members typically pay lower premiums and out-of-pocket costs, but must use in-network doctors and usually need referrals for specialists, except in emergencies. The other terms aren’t standard in health insurance terminology.